Vanilla reloads (often shortened to VR or VR) are a type of prepaid gift / credit card. They have become popular with consumers trying to maximize cash returns and bonus points, or achieve minimal spending because they can be bought with credit cards at some stores. Can you buy vanilla reload with credit card?

Vanilla Reload Locations

You can buy vanilla reloads in the following locations. We’ve connected to these stores, the store locator, to help find a local store. * indicates that this chain does not allow paying for reloading vanilla by credit card in any of their locations, ^ means that credit cards are not allowed in some of their locations. Nothing next to the name indicates that ALL locations accept credit cards.

  • CVS Pharmacy ^ – usually has a limit of 1000 USD per day per customer in VR, some stores have increased this limit to 5000 USD.
  • Walgreens ^, daily limit of $ 500 per customer
  • Dollar General ^ cannot be used to load money into a Bluebird account
  • Family Dollar ^ cannot be used to load money into a Bluebird account
  • Fred cannot be used to load money into a Bluebird account
  • 7/11¬†
  • Office Depot¬†

The full list can be found by clicking here. CVS and Walgreens are the only places where Vanilla Reloads are currently available and allow credit card purchases. Not all stores accept the purchase of credit cards for these prepaid credit cards, so be sure that consumers should check their nearest stores. Some CVS stores keep VR behind the counter, so ask if the rack looks empty.

Can you buy a vanilla credit card top-up?

Vanilla Reload Card, in combination with prepaid debit cards, mimics the possibilities of a standard bank account. The key here is prepaid debit cards. Another problem seems to be that it is legitimate but is also used by cheaters. So beware.

Charging limits

Daily. You can load up to $ 1,000 a day via Vanilla Reloads and / or Wal-Mart debit cards on your Bluebird account. The new day seems to start at midnight Eastern time.

Monthly You can load up to $ 5,000 per month via Vanilla Reloads and / or Wal-Mart debit cards on your Bluebird account. The new month begins on the first day of each month and is not a 30-day period.

Bottom line

It’s best to first buy a gift card for a small amount (as part of the test) and check if your local CVS accepts it for buying Vanilla Reloads or other prepaid card top-ups before spending a lot of money to buy gift cards that a local CVS won, I don’t accept.

 

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